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Creative, Flexible, Responsive. And Best of All………SMALL

Annapolis Community Bank located at 1419 Forest Drive, Annapolis, Maryland, the county seat of Anne Arundel County. We are a full service commercial bank primarily servicing the financial needs of small professional service firms, small businesses, non-profit organizations and individuals with financial needs as well as high net worth individuals.

We are proud to be an independent division of AmericasBANK, a small family of community banks who understand the value of community and the importance of local decision making.

As a Maryland State Chartered Bank we are also members  of the following;

• Federal Reserve System
• FDIC
• American Bankers Association
• America’s Community Bankers
• Maryland Bankers Association
• Maryland Mortgage Banker’s Association
• Maryland Association for Banking Security

We are committed to being steadfastly local, independent and involved in our community, dedicating time and effort to numerous area activities and especially to you. We are committed to providing an unparalleled level of service truly worthy of local residents and businesses.

We have one location; however our innovative delivery systems enable us to truly serve your needs. Technology does not have to mean impersonal service. Through on-line banking, ATMs, couriers, remote deposit capture as well as “we come you” to help simplify your financial needs.  

Full-Service Banking Wrapped in Small-Town Service.

Our commitment to customer service and extensive range of products and services stand up to anything a big bank can deliver. We have innovative delivery systems that will simplify your daily financial transactions. Our unique small size allows for the Creative and Flexible solutions you need to create a truly personal banking experience.

Some Business Banking Products and Services:

• Checking, Savings, Money Market, CD, IOLTA, MAHT Accounts and Escrow Manager Accounts
• Cash Management Accounts; Overnight Investments, Sweeps, Repurchase Agreements and Zero Balance Accounts
• ACH Debit & Origination Services, Merchant Processing, Internet Banking, VISA Debit & ATM Cards, Transfer and Wire Services, Notary Service, Safe Deposit Boxes, Coin & Currency service and much more.
• Lines of Credit, Term Loans, Small Business Loans, Real Estate Financing, Investor Loans and Letters of Credit
• Delivery and Deposit Capture Systems, Courier Service and Night Depository

Some Personal Banking Products & Services:

• Checking, Savings, Money Market, CD and Retirement Accounts
• VISA Debit & ATM Cards, Internet Banking & Bill Paying, Safe Deposit Boxes, Notary Service, Drive-Thru, ACH/Direct Deposit and much more
• Consumer Loans, Home Equity Loans & Lines of Credit and Bridge Loans
• Residential Mortgages, Portfolio “Personalized” Mortgages, Construction Loans, Lot Loans, and Reverse Mortgages
• A full range of ownerships and types of accounts, as well as special accounts designed to accommodate high net worth customers, seniors and students

Experienced Local People Who Care & Work For You

Meet our experienced and knowledgeable bankers, involved and committed to our community, we possess intimate knowledge of how most banks treat customers. Forcing them into a one-size-fits-all mold whether it works or not. Instead, Annapolis Community Bank earns your trust and respect through an unwavering commitment to Creative, Flexible and Responsive solutions.

You deserve to know who is running your bank and who is making the decisions. You deserve a bank that understands your individual needs. Simply put, bigger is not always better when personal service is at stake. Let our experienced team serve your needs.

Eric W. Edstrom                    President
C-410-279-1969                   eedstrom@annapoliscommunitybank.com
F-410-263-5038
O-410-263-5024

Erik M. Chick                        Senior Vice President
C-410-279-7493                   Residential & Commercial Lending, Manager
F-410-263-5018                   echick@annapoliscommunitybank.com
O-410-263-5013

Faye B. Currie                      Vice President
O-410-263-1255                   Bank Manager
F-410-263-5038                   fcurrie@annapoliscommunitybank.com
C-410-570-4612

Rick Brown                          Vice President
O-410-919-4601                   rbrown@annapoliscommunitybank.com
F-410-919-4602

Mickey McGraw                    Senior Loan Officer
C-410-241-1390                   mmgraw@annapoliscommunitybank.com
F-410-263-4348
O-410-263-1159

Dana K. Lindsay                   Senior Mortgage Processor
O-410-263-4020                  dlindsay@annapoliscommunitybank.com
F-410-263-4348

Susan Smith                        Vice President
C-443-336-2213                   Business & Community Development
O-410-263-1255                   ssmith@annapoliscommunitybank.com
F-410-919-4606

Melanie Kovach                    Customer Service Representative
O-410-263-1255                  mkovach@annapoliscommunitybank.com

Annapolis Community Bank
1419 Forest Drive, Suite 10
Annapolis, Maryland 21403

Local People Helping Us To Serve You Better

The Advisory Board of Directors of Annapolis Community Bank is comprised of group of distinguished successful individuals who have demonstrated their commitment to their business and their community.

Our advisory board members provide valuable advice, guidance and support to the Bank. They help by providing input and assistance on such matters as strategy, products, services and growth of the Bank’s market share. They advocate for the community and help us tell our story whenever possible. For their dedication and service we are extremely grateful.  

Ronald A. Baradel (Ron)
Partner, Council-Baradel-Kosmerl & Nolan, P.A.
Attorney at Law

Griff Hall (Griff)
President, Leadership Arts, LLC
Management Consultant

William B. Henderson (Bill)
Former owner of Trident Engineering

Charles H. Kupstas (Charlie)
Partner, Kupstas & Kupstas, LLC
Certified Public Accountant

Raymond Langston (Ray)
Civic and Municipal Leader
Retired, Pharmaceutical Marketing Executive

Thomas Parlett (Tom)
President, Arundel Gas & Water Conditioning

Dr. Henry J. Sobel, M.D. (Henry)
Director, Family & Youth Services
Anne Arundel Medical Center

Patrick Traynor (Pat)
President, Traynor Brothers Construction. Inc.